{addicted} - No Longer in Debt

So as of about an hour ago, I'm technically no longer in debt. I recently decided to make a rather mature decision, and consolidate my overdraft and credit card that I got from the bank for when I went to university and settle it into a loan. Its a nice feeling to know that I can look at my account details now and see that I'm in credit on my account, as opposed to in debit. I mean sure, I'm still having to pay back a loan every month, but its not technically classed as a credit debt, so its like WOOHOO!

My repayments are slightly uncomfortable though, what with one thing and another I'm going to have to do a bit more regular overtime in work to be able to afford..well anything other than paying back debts. Its funny actually, I've got a nice easy system now, panic for the next 6 months paying back two debts side-by-side, since I also have to pay back a stupid £500 on a university grant overpayment. But once those 6 months are over, I should be a lot better off. I'm just waiting for some horrible setback, which is usually what happens when something good like this turns up.

I give it till the end of the month before something horrible happens. Just you see.